Most payment flows end at confirmation.
The best ones don't.

Papaya Engage works with any online payment platform to deliver value to your customers and drive new revenue for your business.
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Proven in retail and e-commerce. Now built for healthcare and government.

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The value add opportunity

Bill pay is a moment of high trust where you can deliver valuable benefits to your customers and generate additional revenue. Papaya Engage makes it easy.

100%

100% margin revenue on every payment you already receive

One line of code
integration

Zero overhead or
customer support

Embedded Bill Pay by Papaya is perfect for:

Banks

Neobanks

Credit / Debit / Prepaid
Accounts

Earned Wage Access

Digital Wallets

Crypto

Seamless integration.
Great products.

Give your customers access to a range of curated, value-added services that enhance their well-being, protect them financially, and save them money.

Easy to integrate

One line of Javascript.

No interruption to payments

Papaya Engage appears only on payment confirmation.

Fully managed by Papaya Engage

Papaya Engage handles everything from user enrollment to support.

Works with any payments portal

Compatible with your self-hosted page, iframe, or third-party portal.

Compliant and secure

Papaya is PCI Level 1, SOC 2 Type 2, and HIPAA compliant.

Backed by Top Investors

Loved by our Partners

"I constantly seek opportunities for margin expansion, carefully evaluating the risks and rewards in relation to the investment and potential return. This partnership required minimal investment and began generating returns right away."
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Cleve Shultz
CEO & President, Data Media Associates

"At first I was skeptical. Then I saw the numbers and the product in action. Now Papaya Engage is in the first conversation I have with every client."
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Ray McGrogan
CEO & President, CardChoice International

Most payment flows end at confirmation. The best ones don't.